By Alex Ulanowsky
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Additional resources for Harmony
SMART BUDGETING CAN BOOST YOUR SAVINGS AND GIVE YOU MORE MONEY TO SPEND ON THE THINGS YOU REALLY WANT. 36 Top Ten Things to Know 1. Wants are different from needs. 2. You cannot buy everything you want and need. You must make purchasing decisions. 3. You will save money if you are an informed consumer. 4. Thinking about opportunity costs will help you make better money decisions. 5. Giving up several little things now might help you buy something really big later on. 6. Putting money into a savings account is like paying yourself first.
SAVING and $ March Expenses birthday gift for Grand ma ($10) How Do We Use Money?
The increase to $25 means your entire budget suffers. Your money is worth less than it used to be. Did You Know? You can see inflation in the prices of everyday products. One hundred years ago, a candy bar cost about 3¢. When your grandparents were kids in the 1940s or the 1950s, the price rose to 5¢. The price stayed the same until the late 1960s, when it jumped to 10¢. Your parents likely paid up to 40¢ for the same treat when they were kids. In 2014, candy bars cost up to $1 or more. What do you think a candy bar will cost your grandchildren?